Your data, your control
A plain-English summary of what we collect, what we don't, how long we keep it, and how to delete it. Last updated for 2026.
Calculators stay local
Every calculation runs in your browser. Your inputs — income, balances, ages — never leave your device unless you explicitly choose to email yourself a report.
No third-party trackers
We don't run Facebook Pixel, Google Ads pixels, ad networks, or behavioral profiling. The only analytics we use are first-party and aggregated.
Minimum collection
When you submit a form we collect only what's needed to respond: name, email, optional phone, and your message. Nothing more.
Never sold, never rented
We do not sell, rent, or trade your personal information to anyone, period. Not to advertisers, not to data brokers, not to 'partners'.
What we collect, in one table
| Data | When | Why |
|---|---|---|
| Calculator inputs | Only if you request an emailed report | To generate and send the report you asked for |
| Name & email | When you submit a form | To reply to your message or send your report |
| Phone (optional) | If you choose to share it | Only used if you ask us to call you back |
| IP address | On every request (standard server log) | Security, rate-limiting, anti-abuse — discarded after 30 days |
| Aggregated pageviews | On every page load | Improve content and tool quality — no individual profiling |
Cookies
We use a minimum of strictly necessary cookies — for example, to remember that you closed a banner or to maintain a form session. We do not use advertising, retargeting, or cross-site tracking cookies.
Your rights
Regardless of where you live, you can ask us to (a) confirm what data we hold about you, (b) provide a copy, (c) correct it, or (d) delete it. We respond within 30 days. To make a request, email us through the Contact page.
Children
Our content is for adults planning for retirement. We do not knowingly collect personal information from anyone under 13. If you believe a child has submitted a form, contact us and we'll delete the record.
Changes to this policy
If we materially change how we handle your data, we'll update this page and revise the "last updated" date at the top. Continued use of the site after a change indicates acceptance of the updated policy.
Privacy — frequently asked
Quick answers to the most common Roth IRA questions, written by our editorial team.
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Model contributions, conversions and decades of compounding — or compare Roth vs Traditional side-by-side.