Terms of service
Plain-English ground rules for using the site, the calculators, and the editorial content.
Agreement to terms
By accessing or using RothIRACalculator.us, you agree to be bound by these Terms of Service and our Privacy Policy and Disclaimer. If you don't agree, please don't use the site. These terms apply to all visitors, users, and others who access the service.
Personal & educational use
You may use the calculators and content for your own personal financial planning, education, and research. Commercial republishing requires written permission.
Our content is ours
All text, calculators, formulas, charts, and design elements are © RothIRACalculator.us. Linking is always welcome; copying full articles or rebranding our calculators is not.
Don't break the site
No scraping at scale, no automated form submissions, no attempts to bypass rate limits or security, no resale of access. We may block abusive traffic without notice.
Governed by US law
These terms are governed by the laws of the United States. Any dispute is subject to the exclusive jurisdiction of US federal and state courts.
Acceptable use
You agree not to: (a) scrape, crawl, or harvest the site at volumes that affect availability for others; (b) submit forms with false, automated, or abusive content; (c) attempt to probe, scan, or test the vulnerability of the site without written authorization; (d) reverse-engineer or repackage our calculators as your own product.
Intellectual property
All content, design, calculator logic, and source code are the property of RothIRACalculator.us or its licensors and are protected by US and international copyright, trademark, and other intellectual-property laws. Personal, non-commercial use is granted; all other rights are reserved.
No warranty / limitation of liability
The site is provided "as is" without warranties of any kind. To the maximum extent permitted by law, we will not be liable for any indirect, incidental, or consequential damages arising from your use of the site or reliance on its content. See the Disclaimer for details.
Changes
We may update these terms at any time. Material changes will be highlighted with a revised "last updated" date. Continued use of the site after changes constitutes acceptance.
Terms — frequently asked
Quick answers to the most common Roth IRA questions, written by our editorial team.
See your tax-free retirement, in seconds.
Model contributions, conversions and decades of compounding — or compare Roth vs Traditional side-by-side.