Sarah Jenkins, CPA
Tax & Estate Editor
Sarah Jenkins, CPA
Tax & Estate Editor at RothIRACalculator.us
Sarah is a Certified Public Accountant specializing in tax advisory, estate planning, and high-net-worth tax strategies. Her work focuses on navigating IRS compliance rules, backdoor Roth IRA execution, and mitigating the tax impact of inheritance transfers.
Articles written by Sarah Jenkins (7)
Roth Conversion Tax: How to Calculate and Minimize the Bill
Learn how to estimate taxes on a Roth conversion, calculate bracket thresholds, and use strategic multi-year conversions to minimize your tax bill.
Roth Conversion Basics: When and Why to Convert
Converting a Traditional IRA to a Roth means a tax bill now — and tax-free growth forever.
The Pro-Rata Rule: The Backdoor Roth Trap
Existing pre-tax IRA money can make your backdoor Roth an unexpected tax bill.
Filling Up Tax Brackets with Roth Conversions
Convert exactly enough to top off a low tax bracket — and lock in low taxes forever.
Roth Options for the Self-Employed: SEP, Solo 401(k), and More
Self-employed? You have access to far more powerful Roth options than W-2 workers.
Oops, You Over-Contributed to Your Roth IRA — Here's the Fix
An excess contribution triggers a 6% IRS penalty per year. Fix it before the deadline.
Recharacterizations Are Dead — But Here's What Replaced Them
Since 2018, you can't undo a Roth conversion. So how do you avoid costly conversion mistakes?
See your tax-free retirement, in seconds.
Model contributions, conversions and decades of compounding — or compare Roth vs Traditional side-by-side.