Meet our financial experts
All our calculators and strategy guides are written, reviewed, and mathematically verified by credentialed financial planners, accountants, and portfolio analysts.
We believe in financial clarity and mathematical precision. We do not publish generic advice or sponsored calculator outputs. Every guide is researched by qualified professionals and double-checked against current IRS code guidelines to help you plan with compound certainty.
Marcus Vance, CFP®
Senior Retirement Strategist
Marcus has over 15 years of experience in wealth management and retirement planning. He specializes in designing tax-optimized withdrawal strategies, Roth conversion mapping, and long-term asset location models for retirees and early-stage wealth builders.
Sarah Jenkins, CPA
Tax & Estate Editor
Sarah is a Certified Public Accountant specializing in tax advisory, estate planning, and high-net-worth tax strategies. Her work focuses on navigating IRS compliance rules, backdoor Roth IRA execution, and mitigating the tax impact of inheritance transfers.
David Chen, CFA
Portfolio Management Analyst
David is a Chartered Financial Analyst with a background in institutional asset management. He brings rigor to portfolio optimization, analyzing future-value compounding formulas, and writing guides on asset location inside tax-sheltered accounts.
Elena Rostova, ChFC®
Wealth Advisory Columnist
Elena is a Chartered Financial Consultant who specializes in retirement transition strategy. She spends her time helping clients navigate the complex rules of early withdrawals, the IRS five-year rules, and tax diversification between traditional and Roth assets.
Thomas Wright, RICP®
Income Planning Specialist
Thomas is a Retirement Income Certified Professional dedicated to helping savers structure sustainable lifelong cash flows. He specializes in Roth conversion ladders, traditional rollover mechanics, and timing early distributions to avoid tax penalties.
Amara Okafor, CFP®
Personal Finance Educator
Amara is a Certified Financial Planner passionate about financial literacy and making retirement planning accessible. She specializes in contribution rules, spousal IRAs, custodial accounts for teenagers, and foundational wealth building.
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Model contributions, conversions and decades of compounding — or compare Roth vs Traditional side-by-side.