Marcus Vance, CFP®
Senior Retirement Strategist
Marcus Vance, CFP®
Senior Retirement Strategist at RothIRACalculator.us
Marcus has over 15 years of experience in wealth management and retirement planning. He specializes in designing tax-optimized withdrawal strategies, Roth conversion mapping, and long-term asset location models for retirees and early-stage wealth builders.
Articles written by Marcus Vance (9)
Roth vs. Traditional IRA: Which Wins for You?
Tax now or tax later? The right answer depends on your current bracket, future income, and time horizon.
Tax Diversification: Why You Want Roth, Traditional, AND Taxable Accounts
The smartest retirees pull from different account types each year to minimize taxes.
The Roth Game Plan for High Earners
Make over the Roth income limits? You still have powerful tax-free wealth options.
Asset Location: What to Hold in Your Roth IRA
Not all investments deserve a spot in your tax-free account. Here's how to prioritize.
Why Early Retirees Should Love Roth Conversions
The gap years between retirement and Social Security are a Roth conversion goldmine.
Roth IRAs as an Estate Planning Tool
Heirs receive Roth IRAs tax-free — making them one of the best assets to leave behind.
Roth 401(k) vs. Roth IRA: Which Should You Max First?
Both offer tax-free retirement income — but they're not the same. Here's how to prioritize.
A Lifetime Roth IRA Strategy by Decade
From your 20s to your 70s, here's how to use your Roth IRA at every stage of life.
How the SECURE Act 2.0 Changed Roth IRAs
From higher RMD ages to Roth 401(k) RMD elimination, here's what changed.
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